Privacy Policy

Effective Date: January 1, 2026

BizLend PA LLC ("BizLend PA," "we," "us," or "our") respects your privacy and is committed to protecting the personal and business information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit our website, biz-lend.com (the "Site"), or submit an application or other information through the Site. Please read this Privacy Policy carefully. By using the Site or submitting an application, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We may collect the following categories of information when you use the Site or submit an online application:

a. Business Information

Legal business name, DBA, entity type, and formation state
Business address, phone number, and email address
Federal Employer Identification Number (EIN)
Industry, years in business, and annual/monthly revenue
Bank account and business financial information (e.g., bank statements)

b. Owner and Guarantor Information

Full name, date of birth, home address, phone number, and email address
Social Security Number and, for non-U.S. persons, government-issued identification number
Ownership percentage and title
Personal credit history and credit report information, obtained with your authorization
Personal financial information provided in connection with a guaranty

c. Information Collected Automatically

IP address, browser type, device identifiers, and operating system
Pages visited, referring URL, and dates/times of access
Information collected through cookies and similar tracking technologies (see Section 4 below)

d. Information from Third Parties

Consumer and commercial credit reports from credit reporting agencies
Business verification, fraud-screening, and identity-verification data from third-party vendors
Bank transaction data obtained through a connected account or statement-aggregation service, where applicable

2. How We Use Your Information

We use the information we collect to:

Evaluate and process applications for business financing
Verify your identity and the identity of business owners and guarantors
Obtain consumer and/or commercial credit reports and assess creditworthiness
Communicate with you about your application, account, or our products and services
Detect, investigate, and prevent fraud and other unauthorized or illegal activity
Comply with applicable state and federal laws, regulations, and regulatory requests
Improve and maintain the Site and our services
Send marketing communications, where permitted, and in accordance with your communication preferences

3. How We Share Your Information

We do not sell your personal information. We may share information as described below:

Service Providers: With vendors who perform services on our behalf, such as underwriting support, identity verification, payment processing, hosting, and data analytics.
Credit Reporting Agencies: With consumer and commercial credit bureaus, both to obtain reports and, where applicable, to furnish information regarding your account.
Affiliates: With our parent company, subsidiaries, and affiliated entities for purposes consistent with this Policy.
Funding Sources and Participants: With banks, funding sources, or participants involved in funding or servicing your financing, where applicable.
Legal and Regulatory: When required to comply with a subpoena, court order, law, or regulatory examination, or to protect our rights, property, or safety, or that of others.
Business Transfers: In connection with a merger, acquisition, financing, or sale of some or all of our assets.
With Your Consent: For any other purpose disclosed to you at the time information is collected, or with your consent.

4. Cookies and Tracking Technologies

The Site may use cookies, web beacons, and similar technologies to operate the Site, remember your preferences, and analyze Site traffic. You may set your browser to refuse cookies, but some features of the Site may not function properly if you do so.

5. Data Security

We maintain administrative, technical, and physical safeguards designed to protect the information we collect from unauthorized access, use, or disclosure. No method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain information for as long as necessary to fulfill the purposes described in this Policy, including to satisfy legal, accounting, or regulatory recordkeeping requirements, and thereafter in accordance with our internal retention practices.

7. Your Choices

Marketing Communications: You may opt out of marketing emails by following the unsubscribe instructions included in those communications.
Access and Correction: You may contact us using the information in Section 11 to request access to, or correction of, the information you submitted through the Site.
Do Not Track: The Site does not currently respond to "Do Not Track" browser signals.

8. Third-Party Links

The Site may contain links to third-party websites. We are not responsible for the privacy practices or content of third-party sites. We encourage you to review the privacy policy of any third-party site you visit.

9. Children's Privacy

The Site is intended for business use by adults and is not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The "Effective Date" above indicates when this Policy was last revised. Your continued use of the Site after any changes constitutes acceptance of the revised Policy.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us at:

BizLend PA LLC

3466 Progress Drive, Suite 206

Bensalem, PA 19020

Phone: (215) 295-9355

Email: accounting@biz-lend.com